Chapter 7 Bankruptcy takes approximately 3-4 months. The first step is the initial consultation where we meet with you for about an hour to discuss your situation. Unless there is a specific cause for delay, we will try to get you into your filing/signing appointment within two weeks. Once a case is filed you will have a hearing about 30 days later and be eligible for a discharge 60 days after that.
Chapter 13 cases run a bit longer: typically 3-5 years. After your first hearing, there will be a second hearing, called a Confirmation hearing about 30-45 days later. Assuming your case is confirmed at the second hearing, your Plan will run 3-5 years from there.